First Buyer Home Loans
Buying a home should be an exciting milestone, and at KVM Finance, we make the process smooth and stress-free. Our team simplifies the complexities of financing, helping you secure your dream home faster. Whether you’re building, buying off the plan, or purchasing an existing property, we have the expertise and solutions to meet all your financing needs.
First-Time Home Buying, Made Simple
Buying your first home can feel overwhelming, but we’re here to guide you every step of the way. From securing a loan to choosing the right property, we make the process smooth and stress-free.
Clear Guidance, No Jargon
We explain your options in plain English, helping you understand your borrowing power, loan structure, and lender choices—without the banking jargon.
Save on Upfront Costs
We help you navigate fees, stamp duty, and hidden charges while ensuring you get the best rates, discounts, and first-home buyer concessions.
Let’s make your homeownership dream a reality!
Buying an Established Property
The Victorian Government offers various concessions and rebates to help you move into your dream home. From the HomesVic shared equity scheme for deposit assistance to stamp duty concessions and the First Home Owner Grant, there are plenty of ways to save.
Our expert team ensures you maximize every available benefit while securing the best mortgage for your needs—hassle-free and tailored to your financial situation.
We’re dedicated to helping you save on your first home buyer mortgage. Our experienced mortgage brokers will identify stamp duty exemptions, First Home Owner Grants (FHOG), and assistance programs like Limited Equity and Family Pledge. By customizing your loan options, we can often secure lower interest rates and even eliminate Lenders Mortgage Insurance (LMI) costs.
Want to save thousands and pay off your home loan faster? Get in touch with us today!
45+ Australian Lenders
We work with over 45 Australian lenders, both large and small, ensuring you get the best deal with complete peace of mind.
A team of industry pros to guide you each step of the way
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.
Frequently Asked Questions
We provide a range of home loan options, including first-home buyer loans, investment property loans, construction loans, and low-doc loans for self-employed individuals. Our team helps you find the best fit based on your financial situation.
Refinancing involves switching your current home loan to a new lender or loan product to secure lower interest rates, better terms, or access to equity. It can help you save on repayments, consolidate debt, or fund renovations.
Yes, we assist with bridging loans, which provide short-term funding to help you buy a new property before selling your existing one, ensuring a smooth transition between homes.
If you're paying high interest rates, struggling with repayments, or looking to access equity, refinancing could be a smart move. We can review your current loan and assess whether switching would save you money or provide better benefits.
Refinancing may include exit fees, valuation fees, and loan establishment costs. However, in many cases, the long-term savings outweigh these expenses. We’ll help you calculate the total cost and find the most cost-effective option.